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TitleBlock AAA Rated Titles

Get a free lenders and owners insurance policy with any AAA rated title

Employ coverage toay. Bring your clients to a property already graded and covered by international professionals. Property records are public information for the greater good of the community. Let a decentralized agreed upon database deal with the trouble of maintaining such important records.

Get Rated Today for Tomorrow 

A Title Rating today will allow for immediate coverage today and tomorrow. Not only will TitleBlock write a policy today. They will honor any rating without a change to the chain of title for all time. All records are maintined across multiple computers at multiple locations around the United States. 

Title Rating System

AAA (Prime Titles)

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  • Description: Near-perfect title with no defects or risks.

  • Cost: Processing fee only (varies, typically around $30).

  • Discount: 100% (no insurance premium).

A (High-Quality Titles)

  • Description: Solid titles with minor, resolvable discrepancies (e.g., name misspellings, minor boundary issues).

  • Cost: $100 insurance premium.

  • Discount: Major discount compared to standard rates.

B (Concerning Titles)

  • Description: Noticeable but manageable concerns such as unverified easements or ownership disputes.

  • Cost: 50% off standard lender’s insurance cost. Estimated: $750 (based on Pennsylvania’s average of $1,500).

  • Discount: Half-price for higher-risk titles.

C (Risky Titles)

  • Description: Titles with clear risks such as active liens or unresolved disputes.

  • Cost: Estimated $1,600 or more plus potential additional fees for legal or investigative work.

  • Discount: None.

  • Additional Costs: May include lien resolution or extra processing fees.

AA (Excellent Titles)

  • Description: Extremely reliable titles with very slight nuances in the chain of title.

  • Cost: Based on the representative’s best judgment for processing time; approx. $100 insurance premium.

  • Discount: Significant reduction from standard rates.

BBB (Moderate Titles)

  • Description: Titles with small concerns like minor liens marked as satisfied but not discharged or ownership gaps.

  • Cost: 50–75% off standard rates. Estimated range: $375–$750 based on Pennsylvania’s average lender’s insurance cost.

  • Discount: Massive discount for moderate-risk titles.

CC (Regular Titles)

  • Description: Standard titles without notable issues but no discounts apply.

  • Cost: Regular price based slightly above Pennsylvania’s average, estimated at $1,600.

  • Discount: None.

D (Clouded Titles)

  • Description: Titles with serious unresolved issues (e.g., multiple liens or ownership disputes).

  • Cost: $1,600+ significant additional fees based on the extent of the work required.

  • Discount: None.

  • Additional Costs: Extensive legal, investigative, and resolution fees apply.

F (Failed Titles)

  • Description: Titles deemed uninsurable due to major unresolved risks. Fake, cloudy, often untrustworthy just to the naked eye. 

  • Cost: Not insurable.

  • Coverage: Denied.

Get in touch with us today to discuss your insurance requirements and let us provide you with the best coverage options.

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